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Joined 1 year ago
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Cake day: July 20th, 2023

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  • My county offers compost from yard waste for $7 per loader scoop. You have to haul it yourself on the handful of weekends it’s open, but it’s a way better deal than buying from any of the landscape suppliers. Similar programs aren’t quite ubiquitous but they’re more common than most would realize. If your city has leaf collection, you should see if they offer compost.

    I built some large raised beds that would have been a fortune to fill with bagged soil or from a landscape supplier. So I was really happy to find out about my local program.



  • The beehives have a huge prerequisite of making sure there’s enough flowers throughout the year to feed them. So if they come with installing a full rooftop garden, that’s great, otherwise you’d be better off sticking to the panels.

    But putting up panels wouldn’t prevent you from also starting container gardening. Pollinating insects are pretty good at making their own homes. What matters more is growing food for them and their larval stages to eat. So if you’re up for it, install the panels, and start filling the gaps with container plants. Just don’t go overboard because soil is too heavy for roofs that aren’t designed for the extra load.






  • You can test drive a payment level while watching the market. Pick the price bracket that you think might be your max and calculate the payment. Then set up an automatic recurring transfer from your checking to a savings account for the amount of the theoretical house payement with escrow - current rent. This will help you see if you can manage a higher payment or if you will feel too house poor. Those savings transfers can be earmarked for the downpayment too.

    When figuring out how much of a downpayment you can afford, don’t forget to reserve money for closing costs which can be thousands of dollars. You will also need to reserve some emergency funds, and expect to buy a significant number of tools in the first few years. Yard care tools, ladders, etc. really add up.

    If you look at places that need a little work, do your best to arrange to have all that work done before you move in. For example I wish we had our floors refinished before we moved in. To do that now would be a lot like moving twice.