Ketchup and shit

Yeah, well don’t keep it in that part lol.

Me the gigachad: I’m the one who accomplished these things.

Are you not allowed to invest it? My HSA is invested in an ETF…

After 65 they don’t audit what you withdraw for.

Americans most infamously but it seems to be a global trend unfortunately.

People who don’t pay attention to history.

FSAs do depend on you kinda predicting or hedging bets against your own health since they only last the year. You can also use them to buy certain health/exercise equipment though.

HSAs can often be invested (in stock market) thus act like an IRA with extra tax avoidance if you manage not to use it for long enough. It’s counter to the stated purpose but it’s basically better to not withdraw or reimburse from it unless you need to.

Deductibles are Deductibles. How much you have to pay before insurance “kicks in”. There are per visit deductibles and yearly deductibles which are as they sound. HSAs are only available to plans with high deductibles. FSAs are available to plans that aren’t just high deductible.

That’s FSAs.

HSA funds continue growing so long as you aren’t using them. If you’re healthy and actually middle class or better they act as a 3rd retirement vehicle, since after 65 you can use it for whatever and they don’t penalize you.

Probably more than a hallmark card for actual jail time… unless a minority.

Just like with space you can build in redundancies though. You don’t have to be all Titan about it.

Cops are infamous for killing dogs. So instead of doggy style sex, doggy style for a cop is shooting them.